PaydaySpot About Us

Welcome

Hello and welcome to PaydaySpot! We're glad you've found us in your search for fast and affordable payday loans. At PaydaySpot.com, we're proud to offer our customers an advanced level of service and satisfaction.

Our Mission

Our mission is to consistently provide our customers with the safest, fastest, and most reliable payday loan service in the industry. Please read through our site and talk to our friendly customer service representatives to see for yourself why PaydaySpot is different from the rest of the “cookie cutter” payday loan providers in the market today.

Accessibility for the customer

At PaydaySpot, we are committed to making sure you have a friendly person to talk to, each and every time you call us. That's why we have customer service representatives available from 9 a.m. to 7 p.m. EST, Monday through Friday. When you call, you can rest assure that there will be a friendly voice there to help you with any questions you may have. Whether you are home or at work, you can get the answers you need and the friendly service you've come to expect.

Flexibility

Another one of our goals at PaydaySpot is to focus on constantly being flexible in meeting the individual needs of our valued customers. No matter what financial predicament you find yourself facing, we'll do our best to create a positive solution for your financial circumstance. Our customer service representatives will work with you to resolve your unique financial situation.

Responsibility

PaydaySpot believes that responsible lending is the only way to ensure a win-win situation for our valued customers. By providing open and honest information to our customers, PaydaySpot ensures that you, as an individual, will receive the sensitive and respectful service you deserve. PaydaySpot is certified by the Community Financial Services Association of America (CFSA) and committed to all the regulatory and consumer guidelines established in our CFSA certification.

In addition to our CFSA certification we are also members of the following trade organizations:

• The Financial Service Centers of America (FISCA), which is a professional organization that advises payday lenders on industry standards, best practices and legislative and regulatory issues on both Federal and State levels.
• Online Lenders Alliance (OLA) which is a professional trade organization representing the growing industry of U.S. based companies offering online consumer micro loans, also known as payday loans. As a member of the OLA, we employ a list of Best Practices and adhere to a Code of Conduct to ensure that our customers are fully informed, protected and fairly treated.
• Most importantly, PaydaySpot is a state licensed and authorized payday loan lender. We are individually licensed or approved in each state in which we do business, and we work closely with state regulators to ensure that all of your financial transactions are conducted in accordance with all applicable state and federal laws. This is just another one of the ways that PaydaySpot can assure you that all of your payday loan transactions will be handled safely and securely.

The Consumer Financial Education Foundation (CFEF) is a non-profit, national financial literacy organization dedicated to educating Americans on financial responsibility and teaching skills that allow individuals to manage their personal finances and lives more effectively. The CFEF works in many ways to educate Americans on the importance of financial education. To learn more about the CFEF, check out their web site at www.communityfef.org.

The California Financial Service Providers (CFSP) represents California companies holding check cashing permits and deferred deposit transaction licenses. CFSP’s mission is to promote the welfare of the retail financial services industry and its members, to develop and assist members in establishing and following a uniform code of ethical business practices, to represent the industry to legislators, regulators, and key policy makers, to promote legislation and regulation that balances the interests of members with important consumer protections, to promote education about our products and business practices, and to provide a forum in which industry stakeholders can exchange information. CFSP members follow a set of best practices created to assure customers that they are treated fairly. To learn more about the CFSP, check out their web site at www.cfsponline.com.

Finally, at PaydaySpot we encourage you to only use payday loans if you are experiencing a financial emergency and need cash quick. If you find yourself using a payday loan frequently or as an extra paycheck, please take some time to visit a debt consolidation program website to get some financial advice.

Security

A TOP priority at PaydaySpot is the security of your online transactions. We handle each and every customer's personal information with the utmost confidentiality. We're committed to your privacy and we intend to keep it that way. Strict controls and safeguards are in place to ensure the protection of your account and your personal information.

Our Thanks

We want to thank you for putting your trust in us, and in return, we guarantee that when you need a fast and affordable payday loan, PaydaySpot is THE SPOT for convenient cash!

Thank you for choosing Paydayspot.com, which is provided by DFM of California, LLC ; DFM of Hawaii, LLC;DFM of Utah, LLC;

Paydayspot.com, PaydaySpot, DFM of California, LLC ; DFM of Hawaii, LLC; DFM of Utah, LLC; are service marks of DFM Group, LLC.