CALIFORNIA

Loan Terms:

• Maximum Loan Amount: $250.00.
• Loan Term: All loans made shall have a minimum term of fourteen (14) days and a maximum term of thirty-one (31) days.
• Maximum Finance Rate and Fees: 15% of check
• Finance Charge for a 14- day $100 loan: $17.65
• APR for a 14-day $100 loan: 460.16%

Repayment options:

• In accordance with California law, you must pay your loan in full on your due date.

California Deferred Deposit Transaction Law Disclosures:

• We cannot make a deferred deposit transaction contingent on the purchase of another product or service.
• A fee of $15 may be charged if the Check you give to us is returned unpaid.
• You cannot be criminally prosecuted or threatened with prosecution in conjunction with a deferred deposit transaction for a returned check.
• We may not accept any collateral in conjunction with a deferred deposit transaction and cannot make a deferred deposit transaction contingent on the purchase of another product or service.
• Your check may be negotiated as part of this deferred deposit transaction, which is made pursuant to Section 23035 of the Financial Code. If we sell or otherwise transfer your debt, any debt held or transferred pursuant to a deferred deposit transaction is not subject to the provisions of Section 1719 of the Civil Code and you will not be required to pay treble damages if the check does not clear.
• The Department of Corporations toll-free number for receiving calls concerning customer complaints and concerns is 1-866-ASK-CORP (1-866-275-2677).
• The licensee cannot use the criminal process against a consumer to collect any deferred deposit transaction.

ALABAMA

• Maximum Loan Amount: $500
• Maximum Finance Rate and Fees: 17.50%
• Finance Charge for a 14- day $100 loan: $17.50
• APR for a 14-day $100 loan: 456.25%
• Repayment Options:
  • Extension/renewal permitted: One (1) extension/renewal
  • Pay your loan in full on your due date

SPECIAL ALABAMA DISCLOSURES

YOU REPRESENT THAT YOU DO NOT HAVE OUTSTANDING DEFERRED PRESENTMENT TRANSACTIONS FROM ANY LENDER THAT COLLECTIVELY EXCEEDS FIVE HUNDRED DOLLARS ($500.00) FOR THE TERM OF THE LOAN.

FEES WILL BE CHARGED IN ACCORDANCE WITH THE ADVANCE AMOUNTS AS FOLLOWS:

ACH Return or Insufficient Funds Charge: $30.00. Attorney fees, if allowable in litigation, shall be limited to 15% of the loan amount.

NOTICE: FEES FOR DEFERRED PRESENTMENT TRANSACTIONS MAY BE SIGNIFICANTLY HIGHER THAN FOR OTHER TYPES OF LOANS.

HAWAII

• Loan Terms:
  • Maximum Loan Amount: $500
• Repayment Options:
  • In accordance with Hawaii law, you must pay your loan in full on your due date.

KANSAS

• Loan Terms:
  • Maximum Loan Amount: $500
• Repayment Options:
  • According to Kansas law, your loan must be paid in full on the due date.

MISSOURI

• Loan Terms:
  • Maximum Loan Amount: $500
• Repayment Options:
  • Extensions/renewals permitted: (4); Missouri law requires payday loan customers to pay a minimum of 5% of the loan principal at the time of making an extension. This is in addition to the loan fee that is also due at this time. This additional principal payment reduces the amount you owe and the fee paid on the subsequent renewal will be lowered accordingly.
  • Pay your loan in full on your due date.

NOTICE:

This lender offers short term loans. Please read and understand the terms of the loan agreement before signing.

This lender is regulated by
Missouri Division of Finance
P O Box 716
Jefferson City, MO 65102-0716
(573) 751-3463
Click here to view the Missoui Payday Loan Notice

UTAH

• Loan Terms:
  • Maximum Loan Amount: $500
  • Loan Term: The lender cannot accrue contract interest past twelve (12) weeks from the initial execution date of the loan.
  • Rescission Terms: Customer may rescind the payday loan and finance charges if they return the loan amount by 7:00 PM EST the next business day immediately following the Disbursement Date.
• Repayment Options:
  • Rollovers permitted: Four (4); The lender cannot rollover/extend the loan without the customer's request to do so and the loan may not be rolled over/extended if doing so requires the customer to pay the amount owed on the loan in whole or in part beyond ten (10) weeks from the initial execution date of the loan.
  • Pay your loan in full on your due date.
  • Repayment Plan: Customer can make partial payments in increments of at least five ($5.00) dollars on the deferred deposit loan at any time prior to maturity without incurring additional charges above the charges provided in the written contract.
  • Customers who reside in Utah and are paid on a monthly basis will only be eligible for two (2) rollovers with a ten (10) week period.

• For Complaints:
• Please contact us at 1-866-276-7271.
• Utah residents may contact the Utah State Department of Financial Institutions at (801) 538-8830.
• Residents of other states may contact the regulatory agencies of the states in which they reside.