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Requirements for Getting a Payday Loan

Minimum Requirements to qualify for a Low Interest Payday Loan

  • You must be at least 18 years of age
  • You must have an active checking account with direct deposit that is at least 90 days old
  • You must be employed and your checking account must reflect that you have a minimum of $1000 in deposits monthly.
  • We must be able to reach you by phone
  • We must be able to verify your place of employment
  • You must meet any other specific state requirements

At PaydaySpot.com, our goal is to provide you with low interest payday loans for those times when emergency situations arise and you need fast cash. Our short term loans usually require no faxing, saving you time and money.

Our friendly customer service representatives are standing by to take your calls regarding the payday loan process.


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  Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
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